check n go payday loans

DBS Cashline. Access profit when you really need it more. Only 0.06% interest each day.

DBS Cashline. Access profit when you really need it more. Only 0.06% interest each day.

Without delay

Accessibility finances fast with DBS Cashline, appreciate these advantages:

Minimal interest that is daily of 0.06% ^

All of our daily-rated interest provides you with a lot more mobility on repaying when you wish although you appreciate benefit as much as 80per cent in welfare and charge when compared to payday loans.

^ day-to-day interest of 0.06% was determined according to 365 times during the current rate of interest of 20.5% p.a.

Flexible repayments

Repay anytime – times, months or several months without any fees that are additional.

Simple to use

Work such as for instance a typical bank-account. Withdrawals, transfers, statement costs and much more, web or at A automatic teller machine.

Brand-new function! – appreciate decreased complications and miss out the need certainly to give earnings documentation once you access the information that is personal via MyInfo.

Get fully up to 10X your own month-to-month wage

  • See funds all the way to 4X the month-to-month wages
  • 10X if the income that is annual is120,000 and above

Just how to start a merchant account

  • Apply via iBanking or Digibank application
  • Miss out the need certainly to incorporate money records, simply recover the information that is personal via
  • Enjoy reduced paperwork and quick affirmation with directly Through handling, when your wage was paid as a DBS/POSB deposit levels
  • Here’s a record of necessary papers you’ll significance of the job

No set repayment periods

  • Payback because fast you have funds as you want or whenever
  • No repayment that is early

Low interest

  • 20.5percent per year, successfully 0.06% each day
  • No interest shall end up being energized if no levels can be used

Approaches to make use of a DBS Cashline profile

  • Cashline car Top-up: connect their Current/Savings accounts to the Cashline profile and savor smooth top-up solution when your Current/Savings balance drops below a level that is pre-set
  • Exchange funds, withdraw pay and cash costs with DBS/POSB ATMs, DBS Digibank/iBanking or Cashline chequebook
  • Making purchases via AXS maker, AXS m-Station, AXS e-Station and NETS point-of-sale

No solved repayment menstruation

  • Payback because fast while you desire or once you have actually resources
  • No repayment that is early

Low interest

  • 20.5percent per year, properly 0.06% a day
  • No interest will feel recharged if no levels is employed


Fixed payment with DBS unsecured loan, if you’d like a self-disciplined solution to making month-to-month repayments.

  • From as little as 3.88per cent p.a. + 1% operating cost (E.I.R. 7.56percent p.a.)
  • Tenures between 1 to five years
  • instantaneous cash paid to your profile

Interest complimentary mortgage with DBS stability move

  • Interest benefit – enjoy 0% rate of interest for approximately one year
  • Versatile repayment – cover from just S$50 or 2.5percent associated with report stability, whichever try greater

Conduct on the web purchases with DBS Cashline:

Login to digibank

Choose Cover & Exchange

Choose Cashline as Account Resource

Eligibility & Costs

Charge and fees

# The reinstatement towards the Prevailing Interest price should be efficient from the first day that is working your following report big date when the minimal costs due on 3 straight comments are created in complete or ahead of the respective repayment repayment dates.

Credit Score Rating Bureau Document

From 1 April 2016, within 30 calendar days from the date of approval or rejection of this application via the credit bureau website listed below if you wish to have a free credit report, you may obtain it. Instead, you could push the affirmation or rejection page as well as your NRIC towards the after credit score rating bureau’s signed up company to get a no-cost credit history.

* The free of charge credit score rating Bureau Report” are limited simply to program of a new service these as Cashline, bank card, Furthermore research advise. Software such as for example borrowing limit build, balances Transfer / Personal mortgage disbursed from present services present primary cardholders making an application for another card(s) commonly eligible to the credit report that is free.


exactly How is actually DBS Cashline distinct from an unsecured loan?

DBS Cashline Personal Loan
Description DBS Cashline was really a line that is personal of for the temporary credit goals. Think about it a standby stash of cash. Personal financing nonetheless, become lasting loans spanning anyplace from 1-5 many years.
Repayment Repaying your own DBS Cashline quantity are flexible. pay it in weeks, days or period. There was just at least monthly repayment of 2.5% of one’s outstanding levels or S$50, whichever is actually higher. Personal Debts promote a set month-to-month payment strategy starting from 1-5 decades.
Interest/Fee Interest is accrued daily at 20.5per cent p.a. (or 0.06percent every day) without any operating fee. Fixed interest was energized upfront over the mortgage period. From 3.88% p.a. + 1% control cost (E.I.R 7.56percent p.a.)

Just just How is actually DBS Cashline distinctive from cash loan?

Cashline Cash Advance
Description DBS Cashline is actually really a individual credit line for your temporary credit wants. Think about it as a standby stash of cash. Cash Advance try an element on your own charge card which provides resources as much as the readily available charge card limit.
Interest/Fee Interest are accumulated daily at 20.5per cent p.a. (or 0.06percent each day) without any running cost. Interest is accumulated daily at 28per cent p.a. (or 0.07percent a day) and also a 8% initial control fee regarding the levels taken.

Exactly just How are interest determined?

Interest in the services will undoubtedly be computed on a daily factor, by multiplying the exceptional balances on business because of the recommended speed then dividing by 365/366 ( in a leap seasons), susceptible to a minimal interest fee of S$10.00.

As an example: guess your withdraw out of your DBS Cashline fund S$5,000 for 30 calendar times.

DBS Cashline detachment: S$5,000
Interest for thirty days: (30/365) x 20.5% p.a. x S$5,000 = S$85

How do you submit an application for DBS Cashline once I hit “Apply today”?

You’ll be able to submit an application for DBS Cashline in three ways:

  1. iBanking Login: Input their iBanking password to try to get DBS Cashline.
  2. Debit/ATM credit PIN: Input your own Debit or Automatic Teller Machine credit numbers combined with the PIN amounts make use of at the Automatic Teller Machine. Kindly choose ‘Credit cards’ if you merely have actually an individual Credit credit.
  3. In case you are not used to DBS: Select ‘I have actually nothing regarding the above’ and go to fill within the type.

Should I access my personal DBS Cashline levels quickly?

For current DBS/POSB users, if for example the earnings happens to be paid to a great DBS/POSB deposit accounts, you’ll be able to appreciate Straight Through handling. As soon as recommended, the DBS Cashline profile are accessible and active instantly.

My personal DBS Cashline levels try recommended. Am I able to drawdown the money immediately from my DBS Cashline levels?

Yes, when your own DBS Cashline levels is actually accepted, it is possible to drawdown funds and do different monetary purchases through DBS Cashline.

Exactly how much could I need through my personal DBS Cashline?

Go ahead and consume your credit that is available limit your bank account. Once you’ve repaid your own lent levels back in the profile, the borrowing limit will likely to be reconditioned for the amount that is original.

Exactly just exactly What works really does DBS Cashline present in Web financial?

The functions that are following feel carried out:

  • Investment move
  • Expenses cost
  • Ask for an IB e-cheque
  • Leading up DBS Cashline
  • Put in a GIRO Plan

Exactly how much create we need to pay straight back?

You merely want to payback the monthly minimal cost of 2.5% regarding the exceptional stability or S$50, whichever was greater, plus any overlimit or amount that is overdue.

How do you see whenever and exactly how much to cover?

Your own DBS Cashline statement that is monthly of will inform you of their lowest payment due as well as your deadline. The month-to-month report of profile will outline all your valuable distributions and deposits within 30 days through the declaration time.

How can I render monthly payments?

Miss out the waiting line and work out smooth payment via DBS iBanking or Digibank software. Monthly payments generated were quickly mirrored in the DBS Cashline profile.

More payment options (need 1 – 3 business days for running):

    • Using AXS
      • AXS Station – self-service kiosks
      • AXS QuickBill – over-the-counter at Cheers & Fairprice Xpress sites
      • AXS e-Station – online at
      • AXS m-Station – mobile software on apple’s apple’s IOS & Android
    • Making use of all of our DBS/POSB ATMs
    • Fast Cheque Deposit / Cheque Mail-in
    • Earnings Payment at DBS/POSB limbs

How do I make an application for a borrowing limit assessment?

To put on, kindly conduct the DBS Cashline borrowing limit Evaluation kind, print, indication and post (or fax) the application type form to all of us aided by the income that is mandatory.

Understanding CashCare Guard?

** this plan of action doesn’t include pre-existing medical ailments. a prepared amount of 3 months enforce for state of important or cancer benefit that is early.

Whenever will a pastime change feel included with your bank account?

When the lender doesn’t get the required minimum repayment by their deadline (for instance, deadline on 25 June as explained in the sample below), the attention rates appropriate to the DBS Cashline accounts will soon be improved by 8% p.a. along with the Prevailing Interest speed (“Increased Interest Rate”). This improved rate of interest will be placed on the balance that is outstanding the DBS Cashline membership through the first working day following the go out associated with consequent DBS Cashline account statement appropriate your own DBS Cashline profile report (for example. August’s report) and made use of to calculate the loans expenses appropriate your DBS Cashline profile.

This extra rate of interest will probably be used even though minimal repayment is actually gotten because of the financial on or ahead of the deadline associated with appropriate thirty days (in more statement. in July).

In the case that the minimal costs are available in strong or before their particular particular repayment dates for 4 successive period (for example. for August, Sep, October and November statements), the elevated interest will be reinstated towards the Prevailing Interest price in the first working-day after your following report day (for example. November’s statement).


Notice: In this instance, the Prevailing Interest speed was thought become 20.5% p.a.

I didn’t request a chequebook in the beginning but I wish to get one today, exactly just just what must We do?

You are encouraged by us to do investment exchanges or even make use of an IB e-cheque in online financial.

If you wish getting a real chequebook, you are able to check out all of our DBS/POSB branches to submit the consult. Take note that chequebooks will soon be sent your mailing target within 5-7 days that are working.

I’ve required for the chequebook and also haven’t got they but, whenever should we count on it to attain?

Please be aware that chequebook may be mailed your mailing target within 5-7 days that are working.

Just how do I see a chequebook that is new my personal existing any works aside?

There’s no need certainly to request for a newer chequebook. We shall give you a another one before your overall chequebook run off.

How to make use of the functionality that is e-cheque websites financial (IB)?

It is possible to decide IB e-cheque under “Transfer” > “More Transfer Services” > buy Cheque (post). This specific services was at no cost. (more info)